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PF / EPF Calculator

Enter your basic salary, your PF contribution percentage, employer contribution, and years of service to calculate your total EPF corpus at retirement. Includes year-by-year balance growth with interest compounding at the current EPF rate of 8.25%.

Enter your values here

Monthly basic + DA (₹)

Your PF contribution (%)

Employer PF (shown as 12% total; 8.33% EPS + 3.67% EPF)

12% on basic (statutory)

Current EPF balance (₹)

Current age

Retirement age

Annual salary increment (%)

EPF interest rate (% p.a.)

EPF corpus at retirement

₹2.06 Cr

Total employee contribution

₹52.54 L

Total employer EPF (3.67% leg)

₹16.07 L

Total interest earned

₹1.37 Cr

Yearly flows (stacked ₹ Lakhs)

₹2.93 Lof your employer's 12% goes to EPS (pension), not EPF. Only ₹1.29 L (3.67% of basic annually at current salary) is modeled into your EPF balance here.

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