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Salary Breakup Calculator

Enter your annual CTC and get a complete salary breakup — Basic, HRA, Special Allowance, PF deduction, Professional Tax, and income tax under both old and new regime. See exactly what hits your bank account every month.

Enter your values here

Annual CTC (₹)

Basic salary (% of CTC)

50%

HRA (% of basic)

40%

Professional tax (₹ / month)

Tax regime for in-hand

Standard deduction applied: ₹75,000 / year (FY 2025-26 model).

Estimated monthly in-hand salary

₹69,537

Detailed breakup

MONTHLYANNUAL
Earnings
Basic Salary₹41,667₹5.00 L
HRA₹16,667₹2.00 L
Special Allowance₹20,000₹2.40 L
Gross Salary₹78,333₹9.40 L
Deductions
Employee PF (12%)₹5,000₹60,000
Professional Tax₹200₹2,400
Income Tax (TDS)₹3,597₹43,160
Total Deductions₹8,797₹1.06 L
NET IN-HAND SALARY₹69,537₹8.34 L

Employer PF of ₹5,000/month is part of your CTC but not your take-home.

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