Income Tax Calculator
Enter your annual income, deductions (80C, 80D, HRA), and see your exact tax liability under both the old and new tax regime side by side. Includes surcharge, cess, and standard deduction. Helps you decide which regime saves you more tax.
Tax regime comparison (FY 2025-26 model)
Annual gross salary (₹)
Other income (₹)
Deductions (old regime only)
Standard deduction auto-applied: old ₹50,000, new ₹75,000.
80C (max ₹1,50,000)
80D (max ₹25,000)
HRA exemption (₹) — use HRA calculator
Home loan interest — Section 24 (max ₹2,00,000)
Other deductions (₹)
Old regime
Pay ₹22,100 less than the other regimeTaxable income
Income tax (before surcharge)
Surcharge
Health & education cess
Total tax
Effective rate
New regime
Taxable income
Income tax (before surcharge)
Surcharge
Health & education cess
Total tax
Effective rate
Slab-wise allocation (pre-rebate illustration) — view for:
| Slab | Income in slab | Rate | Tax |
|---|---|---|---|
| Up to ₹3,00,000 | ₹3.00 L | 0% | ₹0 |
| ₹3,00,001 – ₹6,00,000 | ₹3.00 L | 5% | ₹15,000 |
| ₹6,00,001 – ₹9,00,000 | ₹3.00 L | 10% | ₹30,000 |
| ₹9,00,001 – ₹12,00,000 | ₹25,000 | 15% | ₹3,750 |
Rebate u/s 87A and cess are applied after this slab subtotal in the summary cards. Figures are indicative; consult a CA for your return.
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