HRA Exemption Calculator
HRA exemption is the minimum of three values — this calculator computes all three automatically and tells you exactly how much HRA is tax-exempt and how much is taxable. Works for both metro and non-metro cities as per Indian tax rules.
Enter your values here
Basic salary per month (₹)
HRA received per month (₹)
Rent paid per month (₹)
Tax-exempt HRA (monthly)
₹15,000
Taxable HRA (monthly)
₹0
Illustrative annual tax saving (30% bracket)
₹54,000
Exempt HRA × 12 × 30% — rough estimate only.
Three rules (minimum wins)
Rule 1 — Actual HRA received₹15,000 ← Minimum (exempt)
Rule 2 — 50% of basic (metro)₹15,000 ← Minimum (exempt)
Rule 3 — Rent paid − 10% of basic₹15,000 ← Minimum (exempt)
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